helping uk businesses survive covid 

Business Interruption Insurance Claims

Many businesses have been unable to trade as usual during the COVID-19 restrictions, causing them unprecedented financial loss.

Is your business entitled to claim on Business Interruption insurance to recoup your losses?

Stage 1

Do You Qualify

When you sign-up to our No Win No Fee services we will examine your Business Insurance Policy against the recent court ruling and advise if you are able to make a claim.

Stage 2

How Much?

Next we will have one of our Financial Analysists produce a forensic report which will detail the losses you have suffered that are claimable from your specific policy.

Stage 3

How Long?

Finally we will submit your claim, with all the required backup information, in the format required by your insurer. In this way we will ensure that its paid as quickly as possible.

Every business is unique 

Maximising Your Insurance Claim

Our team will work to understand the exact amount of money you have lost as a result of the COVID restrictions and to match that to the terms of your insurance policy to produce a tailored claim just for you.

estimated average claim

What you can claim will depend on the losses you have suffered and also on the limits that your policy applies. 

to plan your claim

Although this is dependent on individual insurance companies, we will be on our way to be getting your money back within this time. 

business that can claim 

The Financial Times estimate that this is the number of businesses that can now claim as a result of the Court ruling. 

the court ruling

Our experts will apply 150 pages of complex legal arguments to your claim to ensure it stands up to scrutiny. 

Future Claims

COVID Claims are working on a range of different claims to help you recover monies that you are entitled to.

Private School Fees

During the restrictions many private schools provided a vastly lower level of education but only reduced fees by a token amount.

Season Ticket Holders

There has been a long period when season ticket holders for sporting events weren’t able to enjoy seeing their teams, but they still had to pay.

LIBOR Loans Claims

LIBOR based loans need to change to SONIA (Sterling Overnight Interest Average). If they dont, you may be paying too much. 

COVID Employment Issues

Have you been pressured to return to work or been unable to return because the environment isn’t COVID safe or you have vulnerable family members.

"for those businesses which do have an insurance policy that covers pandemics, the Government's action is sufficient and will allow businesses to make an insurance claim against their policy"

Rishi Sunak, Chancellor of the Exchequer

"We are pleased that the Court has substantially found in favour of the arguments we presented on the majority of the key issues. Today's judgement is a significant step in resolving the uncertainty being face by policyholders"

Christopher Woolard, Interim Chief Executive of the FCA

"it has been estimated that over 370,000 businesses could be impacted and the regulator has instructed insurers to apply the judgement in reassessing all outstanding or previously rejected claims"

The Financial Times

we are a claims management company 

What We Do

You do not need to use a claims management company to make your complaint to banks or financial institutions, and if your complaint is not successful you can refer it to the Financial Ombudsman Service, the compensation scheme, or the Pensions Ombudsman yourself for free.

During difficult times like we have experienced with the COVID Restrictions the larger more powerful businesses often try and avoid their financial obligations.

They believe that it will be too much work and effort for an individual or small business to hold them to account.  Often they are correct, even if the amount at stake is relatively large, the costs of proving and claim entitlement will also be of a level that eats into the potential gain.

At COVID Claims we have in-depth expertise of putting in place procedures which make it easy and cost effective for you to make a claim.  We do all the work for you and take all the risk.

Success Stories

“Covid Claims have helped a small family-run hotel in East Anglia to win a final settlement of £25,000 from Argenta Insurance, this was the maximum amount payable under the policy.  The extra £25,000 has made a massive difference to the hotel, allowing it to continue to trade and rebuild at Covid.”.

Success Stories

“Covid Claims have won an Interim payment of £67,322 for a Clothing Retailer in Milton Keynes.  It’s expected that the final settlement with Eaton Gate/RSA will be at least double this amount. Even the interim payment has relieved significant cashflow strains on the business allowing the owners to sleep well at night.”

Success Stories

“Covid Claims have secured an Interim payment of £53,510 for a North West based Travel Agency from their insurer’s Vantage (underwritten by Axis).   The travel industry bore the worst of the economic effects of the Pandemic and this payment goes a long way the helping the business survive.  The final payment is expected to be in the region of £160,000.”

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Get In Touch

Please send us a message and one of our team will respond within 48 hours.

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Business Interruption Claims Specialist

Covid Claims.

Covid Claims uses claims experts, forensic experts as well as our in house of solicitors with years of experience. Using all of these to get you the best outcome for your claim possible.  

COVID CLAIMS is a trading style of
MFN Claims Limited
Regulated by the Financial Conduct Authority Reg No. 837972
Southgate Centre Two, 321 Wilmslow Road, Heald Green, Cheadle, SK8 3PW
Company Registration No. 10865060